₿ BitcoinBTC
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Waiting for market data
Free tools · Clear assumptions · No account required
Make your next money decision with more clarity.
Explore practical calculators for borrowing, saving, investing and managing money across the United States and Canada. Your calculations stay in this browser unless you choose to export them.
✓ No account needed for calculators✓ Browser-based calculations✓ Free to use
Crypto market snapshot
Connecting to CoinLore…
◆ EthereumETH
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Waiting for market data
◎ SolanaSOL
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Waiting for market data
Source: CoinLore aggregated market data. Prices are indicative, not executable quotes.Not yet updated
Market intelligence & your portfolio
Optional account tools, server-side market lookups, recent business news and public SEC filings.
Stock quote lookup
Uses a configured stock provider. Quote availability and freshness depend on its plan.
Enter a symbol to request a quote.
Business & market news
Recent public articles indexed by GDELT. Links open at their original publishers.
Loading headlines…
News results are third-party reporting, not investment research or an endorsement.
SEC company filings
Find recent EDGAR submissions with a company CIK.
SEC data requires a real contact email in the server's SEC_USER_AGENT setting.
Source: SEC EDGAR. Access is rate-limited and subject to SEC fair-access guidance.
Private portfolio tracker
Save positions to your RaelInfo account. Passwords are hashed on the server.
Sign in to save and manage portfolio positions across sessions.Sign in or create an account →
Portfolio data is stored in the server's local JSON user database. It is not a brokerage account, quote service or encrypted financial vault.
Financial calculators
Start with a popular tool or search the full library.
Mortgage payment estimator
Estimate principal and interest, plus optional property tax, insurance and HOA costs.
Estimated total monthly housing cost—
Principal and interest: —
View first five years of amortization
Compound growth calculator
Model an initial balance, recurring contributions and an assumed annual return.
Projected ending balance—
Contributions and estimated growth: —
Debt payoff planner
Estimate payoff time for up to three debts using snowball or avalanche prioritization.
Estimated payoff time—
Estimated interest and payoff order: —
Savings yield estimator
Estimate interest earned with monthly compounding and optional recurring deposits.
Estimated ending balance—
Estimated interest earned: —
USD / CAD converter
Convert using the latest available daily reference rate. This is not a bank or cash-transfer quote.
Use this when you have a rate from your bank or provider. It overrides the public reference rate in the converter and currency toggle.
Converted amountLoading rate…
Rate source: Frankfurter daily reference rates.
Crypto quantity estimator
Estimate the quantity represented by a purchase amount using the latest displayed CoinLore price.
Estimated quantityWaiting for price…
Excludes exchange fees, spreads and network costs.
Inflation impact calculator
Estimate what today's money could buy after inflation over time.
Future purchasing power (today's money)—
Retirement target estimator
Estimate a portfolio target from desired annual withdrawals and an assumed withdrawal rate.
Illustrative portfolio target—
A withdrawal-rate rule of thumb is not a guarantee of sustainable income; taxes, fees, inflation and sequence risk matter.
Net worth snapshot
Calculate assets minus liabilities using amounts you enter. Values are not inferred from other calculators.
Estimated net worth—
Assets: — · Liabilities: —
Rent versus buy snapshot
Compare a monthly rent with estimated monthly ownership costs. This is a cash-flow comparison, not a full investment model.
Monthly ownership cash cost—
Difference versus rent: —
Sales tax estimator
Enter the applicable combined tax rate for your location. Tax rules and local rates vary and may change.
Total including estimated tax—
Canadian TFSA / RRSP annual-limit reference
A reference estimator for annual additions—not your personal available contribution room.
Annual limit / new-room estimate—
TFSA 2026 annual limit: CAD $7,000. RRSP estimate is the lesser of 18% of prior-year earned income and the entered annual maximum. Carry-forward room, pension adjustments and other CRA rules are not included. Check TFSA room · CRA annual limits. Verify with CRA before contributing.
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Commercial recommendations will appear here only when RaelInfo has an active, approved partner offer relevant to the tool being used. Affiliate links should be clearly identified and disclosed beside the offer. No partner offer is currently configured in this free build.
How estimates work
Calculator outputs are generated in your browser from the assumptions you enter. Market and reference-rate panels use external public data services and may be delayed, unavailable or revised. Confirm important decisions with a qualified professional and the relevant provider.
Your data and privacy
Calculator inputs are processed in this browser and are not sent to the portfolio API. Optional scenarios use this browser's local storage; account-based portfolio positions are stored on the RaelInfo server when you sign in. Stock symbols, news searches and SEC CIK lookups are sent through the backend to the relevant data provider. Avoid using a shared device for sensitive financial scenarios.